For homeowners ready to upgrade

Outgrown your home? Let's get you into something bigger.

Whether you want more space, a backyard, a house to grow into or your next property, we'll help you work out the numbers, close the gap and make the move with confidence.

Free and no obligation. Want to check the numbers first? You can try the borrowing calculator.
5.0 from 79 Google reviews · 17+ years in finance
A family standing outside their new home
How we help

Three things that make upgrading easier

Moving from your current home to a bigger place or a house is a big step, and the gap can feel hard to close. With the right money setup and the right loan, it's more achievable than you might think.

Golden Decisions

Buying a bigger home is a big decision, so we use our GOLDEN approach. Start with your Goals, then your Options and the Likely outcome of each. Decide, Engage the people, processes and tools to make it happen, and Navigate the obstacles along the way.

Know your numbers

Our free borrowing calculator takes your existing debts and future rent into account, so you can see what you could borrow for your next move, and whether you need to sell.

Buy before you sell

Many upgraders prefer to buy before they sell, so they know they have somewhere to go. This can be done through the contracts, or a bridging loan could help. Our brokers can talk you through your options.

Free borrowing calculator

How much could you borrow?

Selling your home, keeping it as an investment, or still working it out? Get a free estimate of what you could borrow for your next place in a few minutes. No account needed, and you can save your scenario at the end if you want to keep it.

Starts with your available equity and savings, then your borrowing power, with options to sell or keep your current home
Buying solo or with a partner, with or without dependants, plus your income, HECS, investment property rent and existing debts
Choose which property is your home and which is an investment, your state, and established or new property
Loan size options from 50% to 95%, and LMI waivers for eligible professions
Try the borrowing calculator Takes a few minutes. Prefer to talk it through? Book a free call with a broker
The Golden Eggs App

A money setup that gets you there, and keeps you on track

Upgrading means a bigger loan. The free Golden Eggs App helps you save for your next place and stay in control of your money once you've moved in.

Guilt-free spending

Find the right balance between bills, routine spending, fun, holidays and saving or paying down debt, with a handy predictor of how long it will take to pay off your loan.

Accountability

Built-in option to hire a money coach to help you get set up and hold you accountable.

Personalised plan

One size doesn't fit all. Your setup is tailored to your habits and situation.

Everything on one screen

See all your savings, bank accounts and property assets and liabilities in one portal.

Sign Up Now For Free
Don't just take our word for it

What our clients say

5.0 from 79 Google reviews
Book your free 15-minute call
★★★★★

"If there is a will, Max and his team will always find a way! They have helped us add two properties to the portfolio over the past 12 months when others said No."

HM
Hayley Mcfarlane
Google review
★★★★★

"They assisted me release equity from 2 of my properties. From start to finish, they were professional, knowledgeable and incredibly efficient."

T1
TheOne
Google review
★★★★★

"The team at Golden Eggs were invaluable when we refinanced our home loan. Michael was very attentive, answering our queries and finding us the best deal… An overall great experience and we ended up much better off!"

CS
Callum Smits
Google review
★★★★★

"They not only helped with the mortgage but gave me sensible and valuable financial management advice which has been easy to put in place. They have helped me avoid a tonne of stress."

LC
Lucy Carew-Reid
Google review
★★★★★

"Team Max was exceptional with their support to obtain our mortgage and secure our property investment. They are extremely knowledgeable and experienced, and I had entrusted them every step of the way."

KD
Kenji Doma
Google review
★★★★★

"We were earning $110k/year after tax, but struggling to save, pay rent and enjoy our life. We set up with 7 accounts across 3 banks and it helped us save our home deposit, went to 2 World Cups and an Olympics and eventually stop smoking!"

KD
Karen and Di
Golden Eggs clients for 7 years
★★★★★

"Max spoke to me many years ago about purchasing a property… Now Hayden has helped me to purchase my first investment property. Great people, great time, great result."

EP
Eli Prayster
Google review
★★★★★

"They've written multiple loans for me and really helped me along my journey to building a large portfolio… it's also great to have Max on the occasional zoom to work on a game plan."

BP
Ben Perkins
Google review
★★★★★

"They absolutely went out of their way, and investigated every single possible opportunity to help us out. They got a deal over the line that others turned down straight away."

IA
Info Alleycatz
Google review
★★★★★

"Their clear communication and ongoing support made what could have been a stressful experience feel straightforward and manageable."

M
Michael
Google review
★★★★★

"From our first loan to our 3rd loan it has always been great working with them. They were always available to answer any questions we had and we really enjoyed our video calls."

TL
Tim Lisciotto
Google review
★★★★★

"Fantastic mortgage brokers. Very responsive & pro-active team. I've referred some close friends as well, who have also only had positive things to say about the Golden Eggs team."

LS
Luke Smith
Google review
★★★★★

"Highly recommend. Massive thanks to Christian, Niki & Michael."

MG
Marc Gunston
Google review
★★★★★

"If there is a will, Max and his team will always find a way! They have helped us add two properties to the portfolio over the past 12 months when others said No."

HM
Hayley Mcfarlane
Google review
★★★★★

"They assisted me release equity from 2 of my properties. From start to finish, they were professional, knowledgeable and incredibly efficient."

T1
TheOne
Google review
★★★★★

"The team at Golden Eggs were invaluable when we refinanced our home loan. Michael was very attentive, answering our queries and finding us the best deal… An overall great experience and we ended up much better off!"

CS
Callum Smits
Google review
★★★★★

"They not only helped with the mortgage but gave me sensible and valuable financial management advice which has been easy to put in place. They have helped me avoid a tonne of stress."

LC
Lucy Carew-Reid
Google review
★★★★★

"Team Max was exceptional with their support to obtain our mortgage and secure our property investment. They are extremely knowledgeable and experienced, and I had entrusted them every step of the way."

KD
Kenji Doma
Google review
★★★★★

"We were earning $110k/year after tax, but struggling to save, pay rent and enjoy our life. We set up with 7 accounts across 3 banks and it helped us save our home deposit, went to 2 World Cups and an Olympics and eventually stop smoking!"

KD
Karen and Di
Golden Eggs clients for 7 years
★★★★★

"Max spoke to me many years ago about purchasing a property… Now Hayden has helped me to purchase my first investment property. Great people, great time, great result."

EP
Eli Prayster
Google review
★★★★★

"They've written multiple loans for me and really helped me along my journey to building a large portfolio… it's also great to have Max on the occasional zoom to work on a game plan."

BP
Ben Perkins
Google review
★★★★★

"They absolutely went out of their way, and investigated every single possible opportunity to help us out. They got a deal over the line that others turned down straight away."

IA
Info Alleycatz
Google review
★★★★★

"Their clear communication and ongoing support made what could have been a stressful experience feel straightforward and manageable."

M
Michael
Google review
★★★★★

"From our first loan to our 3rd loan it has always been great working with them. They were always available to answer any questions we had and we really enjoyed our video calls."

TL
Tim Lisciotto
Google review
★★★★★

"Fantastic mortgage brokers. Very responsive & pro-active team. I've referred some close friends as well, who have also only had positive things to say about the Golden Eggs team."

LS
Luke Smith
Google review
★★★★★

"Highly recommend. Massive thanks to Christian, Niki & Michael."

MG
Marc Gunston
Google review
Your free call

What happens on your free 15-minute call

1

Pick a time, or leave your details

Choose a 15-minute slot that suits you, or leave your details and one of our brokers will get in touch the way you prefer.

2

Talk through your plans

Your broker asks about what you want to do, your current home and loan, and your income, in broad terms. No paperwork needed.

3

Leave with a clear next step

You'll come away knowing your options, whether buying first or selling first suits you, and what to do next. No obligation.

Talk to a broker

Prefer to talk it through?

Leave your details and one of our brokers will get in touch to talk through your upgrade, by phone, text or email, whichever you prefer.

Free, with no obligation
A quick chat about your plans, your options and what you could borrow
17+ years in finance, and 5.0 from 79 Google reviews

Ready to make your move?

Book a free 15-minute call with one of our brokers, or leave your details and we’ll get in touch. We’ll talk through your options, including buying first, selling first and bridging loans.

Book your free 15-minute call
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